Retirement IRA Rollovers In Albuquerque









Economist Ben Bernanke replaced Alan Greenspan as chairman of the Federal Reserve System in 2006. As chairman of the federal reserve, Bernanke helped the United States weather the economic meltdown of 2008. In fact he did such a great job, he was appointed to a second term as chair of the Federal Reserve in 2010, completing his service in 2014. Ben Bernanke has a personal net worth of over 3 million dollars.

Who is wiser, the financial experts …
There is no product in the world that can remove longevity risk like a guaranteed lifetime income annuity. Longevity risk? What is longevity risk? Longevity risk is the risk that an individual will outlive his or her retirement savings.  For example, if one's retirement consists of personal savings, the possibility exists that the money will run out before one dies. Do you know any senior citizens who are struggling and financially sufferin…
You may have heard it on the radio, or have read annuities are terrible financial vehicles because annuity contracts have withdrawl surrender charges. It is alledged by financial planners and financial advisors the surrender charges do not allow an owner to have full liquidy to all of your investment premium when you need it. This is a misconception.

Think about it. Every financial vehicle has strengths and weaknesses. Each financial vehicle is…
The annuity can be an important instrument in planning for retirement. In its simplest form, an annuity can be described as follows: an individual pays an insurance company a specific capital sum in exchange for a promise that the insurer will make a series of periodic payments to the individual (called “annuitant”) for as long as he or she lives. The periodic income collected under an annuity contract is comprised of three parts: principal; in…
Think your retirement as a one lump sum of money in a bucket. This bucket of money can be spent, can be lost, or even be delpeted of money. Who knows what the future holds? You would certainly agree and know your retirement bucket is very valuable. Do you agree?
Owning an annuity guarantees you will receive a payment out of that bucket regardless of whether the bucket has lost value or no longer has funds. How does this happen? How does this w…
Did you know a structured settlement is an annuity setup by an insurance company? That is right. A structured settlement is an annuity. For example, a structured settlement is typically set up by third-party insurance company for a litigant who may be involved a personal injury lawsuit.

Rather than provide a lump-sum payment to the injured party who has won the lawsuit, the annuity guarantees structured payments over time so the injured party d…
At one time it was common to draw a rather sharp distinction between “investment” on the one hand and “speculation” on the other. For example, high-grade bonds were considered “investments” while common stocks were viewed as “speculative”.

Now, however, such distinctions are often blurred. Good grade common stocks generally are looked upon today as investment-grade securities. Although many people today invest for capital gains as well as for d…